Archive for the ‘Japan Insurance’ Category

MS & AD Insurance

April 11th, 2018 No comments



By : Aries Kurniawan

MS & AD Insurance Group Holdings, Inc. is a holding company based in Japan. Through subsidiaries and associate companies, the insurance company operates in four business segments in both domestic and overseas markets. The Domestic Non – Life Insurance segment is engaged in the business of non-life insurance. Domestic Life Insurance segment is engaged in the business of life insurance. Segment overseas is conducting on business abroad. Financial Services and Services – risk according to the relevant segments and are involved in two divisions. Financial services division engaged in asset management, financial security, 401 k, alternative risk transfer (ART), personal loans and venture capital businesses. Division services associated risk involved in risk management, nursing care and evaluation of business assets. On March 31, 2013, the Company had 122 subsidiaries and 29 associated companies, the business includes Insurance and Mitsui Sumitomo Aioi Nissay Dowa Insurance.

MS & AD Insurance Group Holdings, Inc., together with its subsidiaries, provide insurance and financial services in Asia, Europe, and America. The company offers a wide range of life insurance and non-life, such as marine, personal accident, compulsory automobile liability, automobile voluntary, health, fire, ally, the types of insurance products and reinsurance services. The company also provides financial services, including asset management, business incubation investment, guarantees of trust, mortgage guarantee insurance administration, personal loans, etc. In addition, it offers services related to risk consisting of consulting services, risk surveys, and information risks associated one of which is in the form of support services.

MS & AD Insurance Group also provides products, insurance services primarily through cross-selling, and through other sales, including the financial institutions, insurance agencies, and direct sales. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to the MS & AD Insurance Group Holdings, Inc. in April of 2010. MS & AD Insurance Group Holdings, Inc. was founded in 2008 and headquartered in Tokyo, Japan.

In addition, the company is a global insurance companies and financial groups represented more than 40 countries and territories conducting extensive non-life insurance, life insurance, overseas business, financial services business, and business -related risks.

With more than 700 offices in Japan and more than 300 offices worldwide and the number of employees is more than 20,000 , the MS & AD Insurance Group Holdings , Inc. is one of the leading financial and insurance group in the world . Consolidated net premiums written reached 1,500 billion yen for fiscal 2007.

Network operation framework divides the MS & AD Insurance Group Holdings, Inc. into three global regions: Asia, Europe, and America, the region parent company formed in each region. The Regional headquarters are located in Singapore, London, and New York, ensuring faster business decision making and implementation at the local level. With the existence of self-development and guidelines are kept on hold, the insurance company was awarded the “General Insurance Company of the Year”. MS & AD Insurance Group has been presented with the General Insurance Company of the Year Award 2011 by the Asia Insurance Review. This award is the highest recognition of the group’s commitment to developing general insurance business throughout Asia. Group of insurance companies will continue to expand its business network in Asia and provide world -class products and services to business partners.

Among the 500 participants in 15 categories, MS & AD Insurance Group stands out from competitors in markets throughout Southeast Asia, Australia, China and India, with the win as the best general insurance company. This prestigious award is also recognition of all the hard work the industry has done in Hong Kong and throughout Asia by MSIG and the Group as a whole. MS & AD believes that can improve the performance of the different aspects to ensure a very good year, and hope to build a significant milestone for the company in terms of growth and profit. With a tradition of service and innovation in the MS & AD Group, for nearly four hundred years has fostered and build a unique business culture is based on a total commitment to loyalty, honor and integrity. Respect and be loyal to the staff, customers, honor and integrity of everything that are done. Also in the Japanese business culture is an equally strong commitment to take a long term view, to build and maintain enduring relationships and forging a close partnership, through good times and bad. Here we will describe the important facts that exist in the MS & AD Insurance Group:

Important Facts
1. MS & AD Insurance Group is a joint organization of MSIG, IOI and Nissay Dowa.
2. The company is the seventh largest non-life insurance companies in the world.
3. Global assets in excess of £ 80000000000 *.
4. 325 offices in more than 40 territories around the world *.
5. Very strong credit ratings: S & PA +AM Best A + Moody’s A1.
6. Mitsui Sumitomo at Lloyd’s (MSIUL) is a subsidiary of MS & AD Group and benefits from the security chain.
7. Vehicle MSIUL Lloyd, Syndicate 3210, is the first Japanese syndicate at Lloyd founded on the year 2000.

That was the information about the MS & AD Insurance Group and important facts, that information may be useful and can add to the knowledge about the insurance companies that exist around the world. For those of you who are interested you can contact directly at:

MS & AD Insurance Group Holdings Inc.
12F , First Financial Yaesu Bldg .
1-3-7, Yaesu
CHUO – KU TKY 103-0028
Phone: +813.62025270


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T & D Holdings Insurance

May 17th, 2017 No comments


By : Aries Kurniawan

The notion of T & D Holdings

t & d holdings insurance

T & D Holdings is a Japanese insurance company, which is listed on the Nikkei 225, was founded in 2004 and headquartered in Tokyo, Japan. The Subsidiaries are including Taiyo Life, Daido Life, T & D Financial Life, and T & D Asset Management.

In 2012, T & D Holdings was ranked 413 on the Fortune Global 500, with $ 26.6bn USD revenue.

T & D Holdings, Inc. is a Japan -based company mainly engaged in the business of holding and life insurance. Through its subsidiaries and associated companies, the Company is engaged in three business segments. Insurance and Related segments that provide life insurance , a small amount of short -term insurance and insurance agency services . The Asset Operations and Related segment is involved in investment operations , investment consulting , investment advisory , lease , operation and management of funds , credit guarantee business and private investment funds , as well as serving for public affairs , such as enterprises and segments associated with providing the service , including production , organization , keeping the delivery and distribution of documents , computer processing services , cash collection services , and much more .

T & D Holdings, Inc., through its subsidiaries, provides insurance products and services primarily in Japan. It offers comprehensive coverage, including protection of deaths and medical or nursing care products for women, middle-aged people, older people, term life insurance, and insurance for serious illnesses. For small and medium businesses, single premium products and premium -level products for financial institutions and other agencies. The company sells its products through in-house sales representatives, tax accountants, banks and securities firms, and insurance agent shop. In addition, it also provides insurance services that consist of interrelated policy confirmation and insurance agency services, investment management and investment advisory, including financial instruments, investment management, investment advisory and agency services. T & D Holding company also offers leasing, fund management, administration, and credit guarantee services, as well as investing in private equity funds.

On March 31, 2013, the Company had 16 subsidiaries and two associated companies.

T & D Holdings serves as the holding company for the insurance company Taiyo Life and Daido Japanese Life. The combined company is one of the leading life insurance companies in Japan. Taiyo Life products are directed to the individual while, while Daido Life for products targeted to small businesses. Other subsidiaries, such as T & D Financial Life, full of life policies sold through financial institutions. Other businesses under the T & D are T & D Asset Management, T & D Customer Service (administrative services), and T & D Information Systems (computer processing).

Subsidiary T & D Holdings named T & D Asset Management (“ TDAM ” ) is a wholly owned subsidiary of asset management of T & D Holdings Inc. , the parent company of the fifth largest life insurance group in Japan . T & D Holdings was established in April 2004 and is listed in the first section of the Tokyo Stock Exchange.

TDAM provides investment management and advisory services to both pensions discretionary domestic, foreign and institutions, as well as mutual funds to retail clients domestically. As an integrated enterprise asset management, TDAM offers a wide variety of products, ranging from traditional asset classes to alternative strategies, but we specialize in the management of the Japanese asset class, while forming strategic alliances with various global asset management company to a non – Japanese asset class.

TDAM management philosophy is based on three pillars, namely: to be a web asset management company, a client -oriented, and continuously improving service quality while maintaining stability and flexibility.

TDAM will continue to strive to meet the needs of clients and build long-term relationships based on mutual credibility. TDAM is a member of the Japan Securities Investment Advisers Association and the Investment Trust Association, Japan.

That was the explanation and understanding of subsidiary T & D Holdings, hopefully this information can increase knowledge about insurance. For those of you who want to know more details about this company or are interested in joining , you can contact at :

T & D Holdings , Inc.
Shiodome Shiba – Rikyu Building
1-2-3 , Kaigan
Tokyo , 105-0022
Japanese – Map
Phone : 81 3 3434 9111
Fax : 81 3 3434 9055


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Tokio Marine Holdings Insurance

January 31st, 2017 No comments


By : Aries Kurniawan

History and understanding of the insurance Tokio Marine Holdings

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Tokio Marine Holdings, Inc. formerly known as Millea Holdings until 2008 is a multinational insurance company that holds, headquartered in Tokyo, Japan. Tokio Marine Holdings is the largest group in the field of property insurance or accident in Japan in terms of revenue employs 29,000 people in 38 countries around the world.

Originally founded in 1879 as Tokio Marine Insurance, it is the oldest insurance company in Japan. Millea Holdings was established in 2002 to become the holding company for Tokio Marine and Nichido Fire Insurance.

Tokio Marine Holdings, Inc. is an insurance company in Japan. Through its subsidiaries and associated companies, the Company operates in four business segments, namely the domestic non-life insurance segment is engaged in non-life insurance underwriting and a small amount of short -term insurance in Japan. Domestic Life Insurance segment is engaged in the underwriting of life insurance in Japan. They are : Overseas insurance segment of non-life insurance policies and life insurance, as well as other businesses abroad. Financial and General Segment is involved in the business operations of financial derivatives.

On March 31, 2013, Tokio Marine Holdings has 244 subsidiaries and 25 associated companies. On June 28, 2013, it turned out to be a subsidiary of Tokio Marine Seguradora SA into sub – subsidiaries. Tokio Marine Holdings also offers a variety of non-life insurance products, including auto, home, marine, tourism, recreation, personal accident and health insurance, and fire insurance products for residential tenants. For life insurance products serve as the company’s lifetime guarantee, cancer, medical, insurance and annuities, as well as a wide range of reinsurance products. Moreover, it also provides various financial services, including investment advisory and investment trust management services, derivatives and security, private equity investment services, real estate and investment advisory services. Insurance companies also offer maintenance services for the elderly through the 11 houses, which consists of 504 rooms under the brand Hyldemoer and Hütte. The company had previously been known as Millea Holdings, Inc. and changed its name to Tokio Marine Holdings, Inc. in 2008. Tokio Marine Holdings, Inc.

The development of the insurance company makes the smaller the impact of the risk that people experience dail , as this company provides non-life insurance which provides protection against the risk , of course, high-quality , as well as products and services that meet the needs of many customers . With extensive experience and knowledge as well as the collective ability of the Tokio Marine Group, we provide support to the client company to minimize the effects of the risks inherent in doing business.

Tokio Marine Holdings has one of the largest insurance sales networks in Japan and has expanded its insurance business for approximately 40 additional countries in Asia, Europe, and North America. Tokio Marine & Nichido Through Fire ( TMNF ) , Nisshin Fire , Philadelphia Insurance Company , Kiln , and other subsidiaries , provides marine Tokio Marine Holdings , or the victim’s property , personal accident , fire , auto , and life insurance and reinsurance . It also offers asset management, pension funds, and other services. For those of you who are interested can contact directly at :

Tokio Marine Holdings
Sentral Senayan I, Level 3 & 4
Jl Asia Afrika No. 8, Jakarta 10270
Address: 1-2-1 Marunouchi
Tokyo, 100-0005
Country : Japan
Phone : (021) 572 5772
Fax : (021) 572 4005 – 8
Email :


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Sumitomo Life Insurance

June 8th, 2016 No comments


By : Ririn Sholiha

History of Sumitomo Life Insurance


life insurance

Sumitomo Life Insurance is the largest life insurer in Japan, established in 1907, which headquartered in Chuo – ku , Osaka . The company sells individual, group life and health policies specifically, through 70 branches and 1,500 district offices. Along with the sales force, Sumitomo sells its products through a network of financial institutions and affiliates. It also manages the pension and employees benefit programs, and offers brokerage and consulting. The company has a total of about 7 million policyholders, operating in Asian countries and other North America, is part of the Sumitomo Mitsui keiretsu, a group of Sumitomo Life Insurance companies linked by cross-ownership.

In 2005, the company announced a business partnership with PICC People’s Insurance Company of China Holdings Company (中国 人 保 控股 公司) . The new company will be called PICC Life Insurance Co (中国 人 保 寿险 有限公司) . It will sell insurance products, including savings -oriented endowment insurance. In addition, the company also has quite a lot of stock, how many shares owned by the company. Here’s the explanation:

Sumitomo Life Insurance Co. is one company that is preparing a bid for a stake in the life insurance unit of PT Bank Negara Indonesia, which bid for the 40 percent stake that could be worth as much as $ 800 million, and asked not to be identified because the considerations are private. Osaka-based company has dropped out of bidding for part of Thai Life Insurance, Meiji Yasuda Life Insurance abandon Co. as the remaining applicants only.

State Bank, which is controlled by the Indonesian government, plans to start selling insurance unit shares in the next two weeks. The deal follows the sale of a minority holding in the life insurance unit of PT Panin Financial Tbk to Dai – ichi Life Insurance Co. for 3.3 billion ( approximately ¥ 32.4 billion ) this month .

The Buyers , attracted by the middle class getting coverage for the first time , and has spent more than $ 6600000000 acquisition of insurance assets in Southeast Asia over the last two years , data compiled by Bloomberg .

Both Sumitomo and Meiji Yasuda made a final offer for the 15 percent stake held by Thailand, the second largest life insurance company in Thailand. The offer shares worth as much as $ 700 million.

In 2012 Sumitomo decided to become a strategic partner of Vietnam Bao Viet Insurance to acquire 18 % stake in the company, which was previously held by HSBC.

Sumitomo Life Insurance Co. reported earnings results for the quarter ending June 2013. For the quarter, the company reported a profit of 101.3 billion yen and core business premium income of 593.6 billion yen for the past year.

That was a description of the shares owned by the insurance company, until now the company is still going well, it’s because it has a commitment to providing the highest level of training and development opportunities to force their fields, the Sumitomo leaders have sent a clear signal of their dedication for the excellence of their fields, which can differentiate them from the competition, and may provide a key differentiator in the market.

This award recognizes the commitment and contribution of Sumitomo to help advance both qualitative and quantitative development of sales representatives through IQA program for more than fifty years since the founding of the program in 1960. Sumitomo is the first company worldwide to receive the IQA Special Award, which was established this year LIMRA.

IQA program created to improve the quality of professional life insurance sales worldwide in 1960. Since then it has become one of the most prestigious awards in the industry, used by 65 companies in 21 different countries. The annual award is designed to honor a sales representative for excellent production and outstanding persistency of life insurance business. If you want to enroll or want to know more detail information, you can contact at:

Sumitomo Life Insurance
1-4-35 , Shiromi
Chuo – ku
Osaka, 540-0001
Founded in 1907
Phone : 81 6 6937 1435

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Ping An Insurance Car Insurance

March 2nd, 2016 No comments


By : Ririn Sholiha

History of Ping An Insurance

cheapest car insurance

cheapest car insurance

Ping An Insurance ( Group ) Company of China , Ltd. ( ” Ping An ” or ” the Company ” or ” Group ” ) established in 1988 in Shekou in Shenzhen . The Group is the first insurance company in China to have a shareholding structure of stock ownership.Today; it has evolved into an integrated financial service conglomerate with three core businesses: insurance, banking, and investment. the Group shares are listed on the Hong Kong Stock Exchange with stock code ” 2318 ” and on the Shanghai Stock Exchange under the ” 601 318 ” .

On 30 June 2013, Ping An has 549,000 life insurance sales agents and approximately 200,000 full – time employees. Total assets and the Group’s consolidated equity shareholders of the parent company amounted to RMB3, 17 billion and RMB172, 756 billion, respectively. Both Ping An Life and Ping An Property & Casualty is ranked as the second largest insurance company in China by revenue premium.

Ping An was ranked # 83 on Forbes 2000 global league tables in 2012 , 181 in the U.S. Leading Global 500 companies and Fortune magazine ranked # 1 among non -owned enterprises – Countries China . In addition to these awards, Ping An was ranked # 84 in WPP Millward Brown’s BrandZ Top 100 Most Valuable Global Brands.

Ping An is the firstchinese insurance which have introduced foreign investors into its shareholding structure. Operating under the principle of ” Group Holdings , Operating Segments , Control Segment , List Group ” , Ping An has been able to ensure the Group as a whole that is moving towards the goal , on the basis that brings together strategy , branding and corporate culture . It has the most integrated financial platform in China’s financial services sector. Back office support operations nationwide in Zhangjiang , Shanghai , is the leading financial backend support center in Asia . Through this center, Ping An has established a systematic backend operations. By having in place the infrastructure services that include telephony, Internet and customer service staff, a variety of financial services can be delivered to customers in a professional manner and comprehensive standards. Value-added services are also delivered to customers through Day Customer Service and other innovative services such as Wanlitong and One Account.

That was the history of Ping An insurance company , this company from year to year is always improving its quality , it is proven from the rank achievement , it is also achieved by the this company as the mission and vision has always been the guidance in running the company , while the mission and vision this company is as follows :


Ping An insurance company’s mission is to fulfill its commitments to investors by increasing the value of assets and gives stable results , to provide customers with the best service with integrity , while for employees by offering career development opportunities and satisfying work environment , to the community by providing back to the community is to do our part in nation building .

Ping An Insurance Company in executing its business has the following principles: “Creating Value Expertise “. Our actions are guided by our belief in creating value. In pursuit of excellence, the company is trying to be an individual with strong values that are useful to society. It promotes personal integrity and values among employees by relying on behavioral virtues such as ” honesty , trustworthiness, entrepreneurship , and accomplishments , ” as well as the quality of the team as ” unity , vitality , learning and innovation ” . Ping An has implemented a mechanism of ” competition , motivation , elimination ” , along with a distinctive , professional , sophisticated business philosophy and long term .


Ping An’s corporate vision is to become a leading integrated global financial services group with businesses utilizing insurance , banking and investments to achieve long-term growth , stable and healthy , and sustainable while creating greater value for stakeholders child . The insurance company also serves the community in the field of Ping An Life Insurance company of China , Ltd. ( ” Ping An Life ” ) , Ping An Property & Casualty Insurance Company of China , Ltd. ( ” Ping An Property & Casualty ” ) Ping An Annuity Insurance Company of China , Ltd. ( ” Ping An annuity ” ) , Ping An Health Insurance Company of China , Ltd. ( ” Ping An Health ” ) , Ping An Bank Co. , Ltd. ( ” Ping An Bank ” ) , Credit Guarantee Insurance business unit of Ping An Property & Casualty insurance companies of China Ltd ( Ping An of Consumer Finance ) , or PA P & C business unit CGI ( PACF ) , China Ping An trusts Co. , Ltd. ( ” Ping An trusts ” ) , Ping An Securities Co. , Ltd. ( ” Ping An Securities ” ) , Ping An of China Securities ( Hong Kong ) Co. , Ltd. , Ping An Asset Management Co. , Ltd. ( ” Ping An Asset Management ” ) , Ping An China Asset Management ( Hong Kong ) Co. , Ltd. ( ” Ping An Asset Management , Hong Kong ” ) , Ping An Futures Co. Ltd. ( ” Ping An Futures ” ) , Ping An – UOB Fund Management Company Limited ( ” Ping An – UOB Fund ” ) , and the Shanghai Lujiazui International Financial Asset Exchange Co. , Ltd. ( ” Lufax ” ) , the Group is included in the Ping An insurance company providing products and comprehensive services in the field of insurance , banking and investment under the unified brand through various channels and networks to around 80 million customers .

Ping An has always been committed to taking social responsibility by following the philosophy of “Focus on Tomorrow “. Ping An has been creating business value while operating in accordance with the laws , regulations and paying taxes , because the public , Ping An assume moral responsibility , the responsibility of charity , and embeds the core values of the environment , education , Red Cross , community and much more . So far, Ping An has donated more than RMB300 million in the environment, education, Red Cross to the public. At December 31, 2012 , Ping An has saved 890.60 tonnes of paper by switching to operation – high efficiency in the launch business , e – insurance policies , files , e – bills , etc. , on the educational front , Ping An has sponsored the construction of 112 ping An Hope Primary Schools in remote areas across the country . From 2007 until December 31, 2012, more than 2,000 volunteers from all walks of life participated in our education initiatives, providing assistance to nearly 30,000 students. More than RMB10 million has been awarded to 4,820 students through Endeavour Scheme. In terms of social welfare Red Cross , 1 year insurance scheme covers critical illness , accident and hospitalization benefits with a limit of RMB 1.1 billion has been awarded to nearly 3,000 donor hematopoietic stem cells for free . In the case of disaster relief, since 2008 Wenchuan earthquake until the end of July 2013, the money donated has reached nearly RMB100 million, the value of donated materials has reached RMB3.5 million and donated the insurance limit has exceeded RMB33.5 billion. In terms of community initiatives, on December 31, 2012, volunteer service time cumulatively exceed 140,000 hours, which shed 35,000 hours in 2012, an increase of 13 % compared to 2011. In addition , Ping An has received numerous honors and awards in recognition of his charity work , including ” The Most Respected Companies of China Awards ” for 12 consecutive years , ” China’s Best Corporate Citizen ” for 8 consecutive years , ” Most Enterprise responsible ” for 7 years in a row , and ” CBN • Corporate Social Responsibility Excellence Award of China ” for 3 years .

Further information about the Online Motor Insurance Services product which has been provided by the insurance company, the following information is:

At first every vehicle in Hong Kong must buy third party liability insurance to protect other road users .

Third party liability insurance (Third Party Liability Only Policy) is only a basic protection. Self Insured (i.e. protection of the driver) of the vehicle is not covered. If you are a car lover, this can be used as solution for you, you can choose to buy comprehensive insurance to protect third-party liability, but also to protect your own repairing from vehicle accidents, damage and theft risks.

China Ping An Insurance provides car insurance services online , and do not need to fax or send documents , free instant quote can instantly and can print your certificate within five minutes , convenient and fast . The insurance facility is made by the company in order to facilitate serving the community in the register and obtain auto insurance information in Ping An Insurance. For more details you can contact at:

Galaxy Development Center
Office at 15 , 16 , 17 , 18 Floor
Fu Hua No. 3 Road
Futian District
Shenzhen , 518048
Established in 1988
phone : 86 40 0886 6338
Fax : 86 755 8243 1029


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Zenkyoren (JA-Kyosai Ren)

September 16th, 2015 No comments


By : Aries Kurniawan

History Zenkyoren (JA-Kyosai Ren)


health care cooperatives

health care cooperatives

Zenkyoren (National Mutual Insurance Federation of Agricultural Cooperatives) was founded in 1951 by virtue of law agricultural cooperatives in Japan, to create mutually help each other through the cooperation of one for all, all for one. National Mutual Insurance Federation of Agricultural Cooperatives (Japanese: 全国 共 済 农业 协同 组合 连 合 会), commonly known as “JA Kyosai” (JA 共 済) or ZENKYOREN, is Japan’s national association of mutual aid in the form of agricultural cooperatives, Zenkyoren (JA- Kyosai Ren) is an organization to represent the entire JA Group. Its main activities are :

1). To promote better farming and better life activities of Appeal
2). To provide guidance to the management and organization of Appeal
3). To provide activities to the audit organization
4). Educational activities and public relations activities
5). Legislative activities of agricultural policy, and
6). To create the connection and cooperation with international organizations

Additionally, Zenkyoren (JA-Kyosai Ren) conducts a variety of businesses and provide a variety of services through the community (agricultural cooperative). Zenkyoren is also responsible for agricultural cooperative JA Group Insurance business. The fundamental goal is to assist members in establishing a stable agriculture, safety, and higher living standards, with insured losses of accidents and property damage. The company can achieve by offering life insurance and non-life and the best quality.

Zenkyoren continue to strengthen partnerships with local agricultural cooperatives (the main), to provide members with improved service and a greater sense of security. The number of employees at the insurance company is 6,246 people on March 31, 2012. Zenkyoren Ltd. provides non-life insurance products for agricultural cooperatives. It offers planning and management, product development, underwriting, and providing information.

While the long-term insurance products include life insurance policies and building endowment insurance, and short-term insurance covers fire insurance, car insurance, car insurance, and insurance.


Furthermore, View the basis Zenkyoren to business expansion, aiming to further expand its operations in the light of the cooperative members and customers. To this end, he has a basic alignment, the following information Zenkyoren in a three-year business plan for fiscal 2010-2012 :

• Maintain and expand the business foundation to strengthen cooperative relationships with members, customers, and residents of the area.
• Strengthening mutual aid Zenkyoren implementation framework and support functions for JA.
• Developing new business to sustain and expand the business foundation.

Zenkyoren also has Budget Plan 2012, the following information :

1. Steps to Achieve Business Plans Three Years Running
In fiscal 2012, we will strive to succeed “maintain and expand the business foundation to strengthen cooperative relationships with members, customers, and residents of the area,” with the intent to provide financial security and lasting satisfaction. For this purpose, we will focus on the following steps :
(1) Conduct inspections and follow-up of insurance policyholders
(2) Ensuring the availability of adequate insurance by strengthening activities targeting uninsured and underinsured households Initiative
(3) Strictly for implementing, maintaining and expanding the business foundation in accordance with the plan
(4) Strengthening the initiative to develop a regional strategy
(5) Strengthen the framework of the implementation of business

2. Readiness for Major Natural Disaster
To prepare for major natural disasters in the future, Zenkyoren will discuss the priorities highlighted by the Great East Japan Earthquake, such as accelerating payment of insurance claims and establish a crisis management system.

3. Developing a Business Plan for Next Three Years
We have to consider the future direction for JA cooperative insurance business from medium and long-term perspectives for the business plan three years running. Therefore, we will develop a business plan three years based on these instructions.

All of it are information about Zenkyoren Insurance Company (JA-Kyosai Ren). For those of you who are interested you in direct contact can be :


JA Kyosai Building
2-7-9, Hirakawa-cho
Tokyo, 102-8630
Phone : 81 3 5215 9108
Fax : 81 3 5215 9484
Key executives to Zenkyoren Ltd. : Yoshinori Yokoi
President and Director : Kenji Sugiyama
Senior Managing Director and Director : Masakazu Maezawa
Managing Director and Director : Shinichi Miyamoto
Senior Managing Director and Director : Tamotsu Shozui


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Nippon Life Insurance Company

August 29th, 2015 No comments


By : Aries Kurniawan

Company History Nippon Life Insurance Company


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life insurance companies

Nippon Life Insurance, also known as Nissay, or Nihon Seimei (日本 生命?) Is the second largest life insurance company after Japan Post Insurance Co., Ltd. in Japan. The company was founded in 1889 as the Nippon Life Assurance Co., Inc., in the structure, this company is a joint enterprise, and for the first time as the policyholder pays dividends in 1898.

The insurance company is also a leading private company in the Japanese life insurance. The company, which has about 10 million policyholders, is using a door-to-door sales corps and other representatives to peddle traditional insurance products, including individual life, group and annuity policies, for Japanese consumers. In addition to life insurance products, the company managing the pension program, and has served the medical plan to provide asset management services, through its affiliates and subsidiaries. As well as serving in the field, selling cars, property / casualty insurance other in Japan. And also provide business for life, term life, hospitalization, medical, cancer, endowment, insurance teens, and provide financial services such as loans, securities, and real estate investment.


The Position of rating of firm Nippon Life Insurance Co is reflecting a strong competitive position in the domestic life insurance market and strong financial flexibility. On the other hand, these factors are offset by the weaknesses, including the relatively high exposure to equity holdings and capitalization is weaker than its peers.

Standard & Poor’s Ratings Services believed that Nippon Life to maintain a strong competitive position. As the largest life insurer in Japan in terms of in-force business and premium income, enjoys excellent brand recognition, and holds an extensive sales network, which consists of approximately 49,000 sales agents bound, approximately 11,000 independent agencies that complement the channel sales agent, and the passage of the branch network. The company’s effort is to strengthen the quality of agency that is bound in recent years has led to a steady improvement in the persistence of retention policies and institutions, which we see as a positive factor for credit quality.

Standard & Poor’s believes that Nippon Life to maintain a strong financial profile, supported by strong operating performance and capitalization, and favorable investment profile. However, we see a relatively weak financial profile as compared with other rating factors such as competitive position. In fiscal year 2011 (ending March 31, 2012), the core Nippon Life insurance benefits increased to JPY544.3 billion from JPY516.3 billion a year earlier, when it was hurt by the Great East Japan earthquake and tsunami that struck in March 2011. However, excluding the effect of estimated payments due to the disaster, the core insurance profit fell reflecting a decrease in-force policies. We hope the insurance company’s profitability to remain under pressure, based on our assumption that the policy in-force will continue to fall in the midst of a stagnant investment over the next two to three years.

The stable outlook reflects our view that Nippon Life will continue to maintain a strong competitive position in the Japanese life insurance market, supported by a large and stable franchise. We also expect Nippon Life to maintain a strong financial profile in the medium term. We can improve the ranking if the insurance company enhances its competitive position by increasing new business in-force to redeem reduce-force policies, if strengthened financial profile by enhancing core insurance benefits, and materials to strengthen its capital base. Conversely, we may lower the ratings if we see a decline in the company’s financial profile. Hopefully with this information makes us gain more knowledge to choose which health insurance is actually in accordance with our expectations, hopefully can help


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